:root{--navy:#0d1b2a;--navy2:#1a2e45;--gold:#b8963e;--gold2:#d4af6a;--cream:#faf8f4;--grey:#f0ede8;--mid:#8a8a8a;--text:#2c2c2c;}
*{margin:0;padding:0;box-sizing:border-box;}html{scroll-behavior:smooth;}
body{font-family:'Inter',sans-serif;color:var(--text);background:#fff;overflow-x:hidden;}
.topbar{background:var(--navy);border-bottom:2px solid var(--gold);text-align:center;padding:13px 20px 9px;}
.topbar .tname{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:600;letter-spacing:.05em;color:#fff;}
.topbar .tname em{color:var(--gold2);font-style:normal;}
.topbar .trole{font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.55);margin-top:4px;}
nav{background:#fff;border-bottom:1px solid rgba(184,150,62,.2);position:sticky;top:0;z-index:1000;box-shadow:0 2px 20px rgba(0,0,0,.07);}
.nav-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:0 30px;}
.nav-brand{font-family:'Playfair Display',serif;font-size:.88rem;font-weight:600;color:var(--navy);padding:16px 0;letter-spacing:.04em;text-decoration:none;}
.nav-brand span{color:var(--gold);}
.nav-links{display:flex;list-style:none;align-items:center;}
.nav-links li a{display:block;padding:20px 13px;color:var(--navy);text-decoration:none;font-size:.71rem;font-weight:500;letter-spacing:.12em;text-transform:uppercase;transition:color .3s;position:relative;}
.nav-links li a::after{content:'';position:absolute;bottom:0;left:13px;right:13px;height:2px;background:var(--gold);transform:scaleX(0);transition:transform .3s;}
.nav-links li a:hover::after,.nav-links li a.active::after{transform:scaleX(1);}
.nav-links li a:hover,.nav-links li a.active{color:var(--gold);}
.nav-cta{margin-left:8px;}
.nav-cta a{background:var(--gold)!important;color:#fff!important;padding:9px 20px!important;border-radius:2px;font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;font-weight:600;text-decoration:none;transition:background .3s;display:inline-block;}
.nav-cta a:hover{background:var(--navy)!important;}
.nav-cta a::after{display:none!important;}
.hamburger{display:none;font-size:1.5rem;cursor:pointer;color:var(--navy);padding:16px 0;background:none;border:none;}
.mobile-menu{display:none;background:#fff;border-top:1px solid var(--grey);}
.mobile-menu.open{display:block;}
.mobile-menu ul{list-style:none;padding:10px 30px 20px;}
.mobile-menu ul li a{display:block;padding:12px 0;color:var(--navy);text-decoration:none;font-size:.85rem;font-weight:500;border-bottom:1px solid var(--grey);}
.mobile-menu ul li a:hover{color:var(--gold);}
.page-hero{background:linear-gradient(135deg,rgba(13,27,42,.97) 0%,rgba(26,46,69,.95) 100%);padding:90px 30px 80px;text-align:center;}
.page-hero .ph-tag{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold2);font-weight:600;margin-bottom:14px;}
.page-hero h1{font-family:'Playfair Display',serif;font-size:2.8rem;font-weight:700;color:#fff;margin-top:10px;line-height:1.2;}
.page-hero p{font-size:.97rem;color:rgba(255,255,255,.65);max-width:640px;margin:18px auto 0;line-height:1.8;}
.section{padding:90px 30px;}
.section-inner{max-width:1200px;margin:0 auto;}
.section-tag{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:12px;}
.section-h2{font-family:'Playfair Display',serif;font-size:2.4rem;font-weight:700;color:var(--navy);margin-bottom:16px;line-height:1.2;}
.section-h2.white{color:#fff;}
.section-rule{width:50px;height:3px;background:var(--gold);margin-bottom:32px;}
.section-intro{font-size:.97rem;line-height:1.8;color:#555;max-width:720px;}
.btn-gold{background:var(--gold);color:#fff;padding:14px 32px;text-decoration:none;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:600;border-radius:2px;transition:background .3s;display:inline-block;}
.btn-gold:hover{background:var(--gold2);color:var(--navy);}
.btn-outline{border:1px solid rgba(255,255,255,.4);color:#fff;padding:14px 32px;text-decoration:none;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:500;border-radius:2px;transition:all .3s;display:inline-block;}
.btn-outline:hover{border-color:var(--gold);color:var(--gold);}
.btn-navy{background:var(--navy);color:#fff;padding:11px 26px;text-decoration:none;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;font-weight:600;border-radius:2px;transition:background .3s;display:inline-block;border:none;cursor:pointer;}
.btn-navy:hover{background:var(--gold);}
.hero{min-height:100vh;background:linear-gradient(135deg,rgba(13,27,42,.92) 0%,rgba(26,46,69,.88) 100%),url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?w=1800&q=80') center/cover no-repeat;display:flex;align-items:center;justify-content:center;position:relative;overflow:hidden;}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(to right,rgba(13,27,42,.95) 50%,rgba(13,27,42,.6));}
.hero-inner{max-width:1200px;margin:0 auto;padding:120px 30px 80px;display:grid;grid-template-columns:1fr 400px;gap:60px;align-items:center;position:relative;z-index:2;width:100%;}
.hero-h1{font-family:'Playfair Display',serif;font-size:3.4rem;font-weight:700;line-height:1.15;color:#fff;margin-bottom:18px;}
.hero-h1 em{color:var(--gold2);font-style:normal;display:block;}
.hero-tagline{font-size:1.05rem;color:var(--gold2);font-weight:400;letter-spacing:.02em;margin-bottom:24px;font-style:italic;}
.hero-sub{font-size:.92rem;color:rgba(255,255,255,.75);line-height:1.8;margin-bottom:40px;max-width:560px;}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:40px;}
.hero-stats{display:flex;padding-top:24px;border-top:1px solid rgba(255,255,255,.1);flex-wrap:wrap;}
.hstat{text-align:center;padding:8px 14px 8px 0;margin-right:14px;border-right:1px solid rgba(255,255,255,.1);flex:1 1 90px;}
.hstat:last-child{border-right:none;margin-right:0;}
.hstat .num{font-family:'Playfair Display',serif;font-size:1.35rem;font-weight:700;color:var(--gold2);}
.hstat .lbl{font-size:.45rem;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.5);margin-top:2px;line-height:1.35;}
.hero-photo-wrap{position:relative;}
.hero-photo-frame{position:relative;border-radius:4px;overflow:hidden;box-shadow:0 40px 80px rgba(0,0,0,.5);}
.hero-photo-frame::before{content:'';position:absolute;top:-12px;left:-12px;right:12px;bottom:12px;border:2px solid var(--gold);border-radius:4px;z-index:0;}
.hero-photo-frame img{width:100%;display:block;position:relative;z-index:1;filter:grayscale(8%) contrast(1.05);}
.preview-header{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:50px;flex-wrap:wrap;gap:20px;}
.uz-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:50px;}
.uz-card{background:#fff;border-radius:4px;padding:32px 28px;border-left:3px solid var(--gold);box-shadow:0 4px 20px rgba(0,0,0,.05);transition:transform .3s,box-shadow .3s;}
.uz-card:hover{transform:translateY(-5px);box-shadow:0 12px 40px rgba(0,0,0,.1);}
.uz-card h3{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:600;color:var(--navy);margin-bottom:12px;}
.uz-card p{font-size:.88rem;line-height:1.75;color:#555;}
.uz-closing{margin-top:50px;background:var(--navy);color:#fff;padding:36px 40px;border-radius:4px;border-left:4px solid var(--gold);}
.uz-closing p{font-size:.97rem;line-height:1.8;font-style:italic;color:rgba(255,255,255,.85);}
.about-grid{display:grid;grid-template-columns:1fr 380px;gap:70px;align-items:start;margin-top:50px;}
.about-text p{font-size:.93rem;line-height:1.9;color:#555;margin-bottom:18px;}
.career-timeline h3{font-family:'Playfair Display',serif;font-size:1.3rem;color:var(--navy);margin-bottom:24px;font-weight:600;}
.tl-item{display:flex;gap:16px;margin-bottom:20px;align-items:flex-start;}
.tl-icon{width:36px;height:36px;border-radius:50%;background:var(--gold);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.tl-icon i{color:#fff;font-size:.8rem;}
.tl-year{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-weight:600;}
.tl-role{font-size:.9rem;font-weight:600;color:var(--navy);margin-top:2px;}
.tl-org{font-size:.83rem;color:#666;margin-top:2px;}
.lang-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px;}
.lang-badge{background:var(--grey);padding:8px 18px;border-radius:30px;font-size:.8rem;font-weight:500;color:var(--navy);}
.expertise-section{background:linear-gradient(rgba(13,27,42,.96),rgba(13,27,42,.96)),url('https://images.unsplash.com/photo-1521737604893-d14cc237f11d?w=1800&q=80') center/cover no-repeat;padding:90px 30px;}
.exp-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:50px;}
.exp-card{background:rgba(255,255,255,.04);border:1px solid rgba(184,150,62,.2);border-radius:4px;padding:30px 24px;transition:background .3s,border-color .3s;}
.exp-card:hover{background:rgba(184,150,62,.08);border-color:var(--gold);}
.exp-card .ec-icon{font-size:1.5rem;color:var(--gold2);margin-bottom:16px;}
.exp-card h3{font-family:'Playfair Display',serif;font-size:1rem;font-weight:600;color:#fff;margin-bottom:10px;}
.exp-card p{font-size:.83rem;line-height:1.7;color:rgba(255,255,255,.55);}
.publications{margin-top:60px;background:rgba(255,255,255,.03);border:1px solid rgba(184,150,62,.15);border-radius:4px;padding:36px 40px;}
.publications h3{font-family:'Playfair Display',serif;font-size:1.2rem;color:#fff;margin-bottom:24px;font-weight:600;}
.pub-item{padding:12px 0;border-bottom:1px solid rgba(255,255,255,.07);font-size:.85rem;color:rgba(255,255,255,.65);line-height:1.6;}
.pub-item:last-child{border-bottom:none;}
.pub-item strong{color:var(--gold2);}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:50px;}
.svc-card{background:#fff;border-radius:4px;padding:34px 28px;box-shadow:0 4px 20px rgba(0,0,0,.05);transition:all .3s;position:relative;overflow:hidden;}
.svc-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transition:transform .3s;}
.svc-card:hover::before{transform:scaleX(1);}
.svc-card:hover{transform:translateY(-5px);box-shadow:0 16px 50px rgba(0,0,0,.1);}
.svc-icon{width:48px;height:48px;background:rgba(184,150,62,.1);border-radius:4px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.svc-icon i{color:var(--gold);font-size:1.1rem;}
.svc-card h3{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:600;color:var(--navy);margin-bottom:10px;}
.svc-card p{font-size:.86rem;line-height:1.75;color:#666;}
.filter-bar{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:40px;}
.filter-btn{padding:8px 20px;border-radius:30px;border:1px solid rgba(184,150,62,.4);background:transparent;color:var(--navy);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;font-weight:500;cursor:pointer;transition:all .3s;font-family:'Inter',sans-serif;}
.filter-btn:hover,.filter-btn.active{background:var(--gold);border-color:var(--gold);color:#fff;}
.insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.insight-card{border-radius:4px;overflow:hidden;box-shadow:0 4px 20px rgba(0,0,0,.07);transition:transform .3s;display:flex;flex-direction:column;}
.insight-card:hover{transform:translateY(-5px);}
.insight-card.hidden{display:none!important;}
.insight-header{background:var(--navy);padding:24px;}
.insight-type-badge{display:inline-block;font-size:.65rem;letter-spacing:.15em;text-transform:uppercase;color:var(--gold);font-weight:600;background:rgba(184,150,62,.15);padding:4px 10px;border-radius:30px;margin-bottom:10px;}
.insight-header h3{font-family:'Playfair Display',serif;font-size:1rem;color:#fff;line-height:1.4;}
.insight-body{padding:24px;background:#fff;flex:1;}
.insight-meta{font-size:.75rem;color:var(--mid);margin-bottom:10px;font-style:italic;}
.insight-body p{font-size:.86rem;line-height:1.7;color:#666;}
.insight-tags{margin-top:16px;display:flex;gap:8px;flex-wrap:wrap;}
.itag{font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);background:rgba(184,150,62,.08);padding:4px 10px;border-radius:30px;font-weight:500;}
.priority-high{color:#c0392b!important;background:rgba(192,57,43,.08)!important;}
.subscribe-box{margin-top:60px;background:linear-gradient(135deg,rgba(13,27,42,.95),rgba(26,46,69,.95)),url('https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?w=1200&q=80') center/cover no-repeat;border-radius:4px;padding:50px;text-align:center;}
.subscribe-box h3{font-family:'Playfair Display',serif;font-size:1.6rem;color:#fff;margin-bottom:14px;}
.subscribe-box p{font-size:.93rem;color:rgba(255,255,255,.65);margin-bottom:28px;}
.subscribe-form{display:flex;gap:12px;max-width:480px;margin:0 auto;}
.subscribe-form input{flex:1;padding:13px 18px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.08);color:#fff;border-radius:2px;font-size:.9rem;outline:none;}
.subscribe-form input::placeholder{color:rgba(255,255,255,.4);}
.subscribe-form button{background:var(--gold);color:#fff;border:none;padding:13px 24px;border-radius:2px;cursor:pointer;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:600;transition:background .3s;white-space:nowrap;font-family:'Inter',sans-serif;}
.subscribe-form button:hover{background:var(--gold2);color:var(--navy);}
.whyme-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:50px;}
.wm-card{background:#fff;border-radius:4px;padding:34px 28px;box-shadow:0 4px 20px rgba(0,0,0,.05);transition:all .3s;}
.wm-card:hover{transform:translateY(-5px);box-shadow:0 12px 40px rgba(0,0,0,.1);}
.wm-icon{font-size:1.8rem;margin-bottom:16px;}
.wm-card h3{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:600;color:var(--navy);margin-bottom:10px;}
.wm-card p{font-size:.87rem;line-height:1.75;color:#666;}
.quote-box{margin-top:60px;background:var(--navy);border-left:4px solid var(--gold);border-radius:4px;padding:40px 50px;position:relative;}
.quote-box::before{content:'\201C';font-family:'Playfair Display',serif;font-size:5rem;color:var(--gold);opacity:.3;position:absolute;top:10px;left:30px;line-height:1;}
.quote-box blockquote{font-family:'Playfair Display',serif;font-size:1.15rem;line-height:1.75;color:rgba(255,255,255,.9);font-style:italic;padding-left:30px;}
.quote-box cite{display:block;margin-top:18px;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold2);padding-left:30px;font-style:normal;}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;margin-top:50px;align-items:start;}
.status-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(39,174,96,.1);border:1px solid rgba(39,174,96,.3);padding:8px 18px;border-radius:30px;margin-bottom:30px;}
.status-dot{width:8px;height:8px;border-radius:50%;background:#27ae60;animation:pulse 2s infinite;}
@keyframes pulse{0%,100%{opacity:1;}50%{opacity:.4;}}
.status-badge span{font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:#27ae60;font-weight:600;}
.contact-detail{display:flex;gap:16px;align-items:flex-start;margin-bottom:22px;}
.cd-icon{width:40px;height:40px;background:var(--grey);border-radius:4px;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.cd-icon i{color:var(--gold);}
.cd-label{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--mid);font-weight:500;}
.cd-body a{display:block;color:var(--navy);font-size:.9rem;font-weight:500;text-decoration:none;margin-top:2px;}
.cd-body a:hover{color:var(--gold);}
.cd-body p{font-size:.83rem;color:#888;margin-top:1px;}
.eng-types{display:flex;flex-wrap:wrap;gap:8px;margin-top:30px;}
.eng-badge{font-size:.72rem;letter-spacing:.08em;border:1px solid rgba(184,150,62,.4);color:var(--navy);padding:6px 14px;border-radius:30px;font-weight:500;}
.contact-form-wrap{background:var(--cream);border-radius:4px;padding:30px 32px;}
.form-group{margin-bottom:14px;}
.form-group label{display:block;font-size:.7rem;letter-spacing:.15em;text-transform:uppercase;font-weight:600;color:var(--navy);margin-bottom:8px;}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:10px 14px;border:1px solid #ddd;border-radius:2px;font-size:.87rem;font-family:'Inter',sans-serif;color:var(--text);background:#fff;outline:none;transition:border-color .3s;}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--gold);}
.form-group textarea{resize:vertical;min-height:100px;}
.form-submit{width:100%;background:var(--gold);color:#fff;border:none;padding:15px;font-size:.78rem;letter-spacing:.15em;text-transform:uppercase;font-weight:700;border-radius:2px;cursor:pointer;transition:background .3s;margin-top:6px;font-family:'Inter',sans-serif;}
.form-submit:hover{background:var(--navy);}
.form-privacy{text-align:center;font-size:.75rem;color:#999;margin-top:12px;}
.form-privacy i{color:var(--gold);margin-right:4px;}
footer{background:var(--navy);border-top:2px solid var(--gold);padding:24px 30px;}
.footer-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;}
.footer-left{display:flex;align-items:center;gap:10px;flex-wrap:wrap;}
.footer-name{font-family:'Playfair Display',serif;font-size:1rem;color:#fff;font-weight:600;}
.footer-name span{color:var(--gold);}
.footer-sep{color:rgba(255,255,255,.35);}
.footer-role-item{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.65);}
.footer-copy{font-size:.72rem;color:rgba(255,255,255,.45);}
@media(max-width:1024px){
  .hero-inner{grid-template-columns:1fr;}
  .hero-photo-frame{max-width:320px;margin:30px auto 0;}
  .uz-grid,.whyme-grid{grid-template-columns:repeat(2,1fr);}
  .exp-grid{grid-template-columns:repeat(2,1fr);}
  .about-grid{grid-template-columns:1fr;}
  .svc-grid{grid-template-columns:repeat(2,1fr);}
  .insights-grid{grid-template-columns:repeat(2,1fr);}
  .contact-grid{grid-template-columns:1fr;}
}
@media(max-width:768px){
  .nav-links{display:none;}
  .hamburger{display:block;}
  .hero-h1{font-size:2.2rem;}
  .page-hero h1{font-size:2rem;}
  .section-h2{font-size:1.8rem;}
  .uz-grid,.exp-grid,.svc-grid,.insights-grid,.whyme-grid{grid-template-columns:1fr;}
  .subscribe-form{flex-direction:column;}
  .quote-box{padding:30px 24px;}
  .quote-box::before{display:none;}
  .quote-box blockquote,.quote-box cite{padding-left:0;}
}

/* ── Mobile menu "Get in Touch" gold button ── */
.mobile-menu .nav-cta a{background:var(--gold)!important;color:#fff!important;padding:9px 20px!important;border-radius:2px;font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;font-weight:600;display:inline-block;margin-top:8px;text-decoration:none;}
.mobile-menu .nav-cta a:hover{background:var(--navy)!important;}
/* ── Home Insights Section ── */
.home-insights{padding:90px 30px;background:var(--cream);}
.home-insights .section-eyebrow{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:12px;}
.home-insights h2{font-family:'Playfair Display',serif;font-size:2.4rem;font-weight:700;color:var(--navy);margin-bottom:16px;line-height:1.2;}
.home-insights .section-sub{font-size:.97rem;line-height:1.8;color:#555;max-width:720px;margin-bottom:32px;}
.view-all-btn{display:inline-block;background:var(--navy);color:#fff;padding:11px 26px;text-decoration:none;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;font-weight:600;border-radius:2px;transition:background .3s;margin-bottom:48px;}
.view-all-btn:hover{background:var(--gold);}
.home-insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.hi-card{border-radius:4px;overflow:hidden;box-shadow:0 4px 20px rgba(0,0,0,.07);transition:transform .3s;display:flex;flex-direction:column;}
.hi-card:hover{transform:translateY(-5px);}
.hi-card-header{background:var(--navy);padding:24px;}
.hi-badge{display:inline-block;font-size:.65rem;letter-spacing:.15em;text-transform:uppercase;font-weight:600;padding:4px 10px;border-radius:30px;margin-bottom:10px;}
.hi-badge-regulatory{color:var(--gold);background:rgba(184,150,62,.15);}
.hi-badge-policy{color:#7ec8e3;background:rgba(126,200,227,.12);}
.hi-card-header h3{font-family:'Playfair Display',serif;font-size:1rem;color:#fff;line-height:1.4;}
.hi-card-body{padding:24px;background:#fff;flex:1;display:flex;flex-direction:column;}
.hi-card-date{font-size:.75rem;color:var(--mid);margin-bottom:10px;font-style:italic;}
.hi-card-body p.hi-card-summary{font-size:.86rem;line-height:1.7;color:#666;flex:1;}
.hi-tags{margin-top:16px;display:flex;gap:8px;flex-wrap:wrap;}
.hi-tag{font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);background:rgba(184,150,62,.08);padding:4px 10px;border-radius:30px;font-weight:500;}
.hi-read-more{display:inline-block;margin-top:18px;font-size:.78rem;font-weight:600;color:var(--gold);text-decoration:none;letter-spacing:.05em;transition:color .3s;}
.hi-read-more:hover{color:var(--navy);}

@media(max-width:1024px){.home-insights-grid{grid-template-columns:repeat(2,1fr);}}
@media(max-width:768px){.home-insights-grid{grid-template-columns:1fr;}.home-insights h2{font-size:1.8rem;}}

/* ── HOME INSIGHTS CAROUSEL ── */
.insights-carousel-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;padding-bottom:16px;}
.insights-carousel-wrap::-webkit-scrollbar{height:4px;}
.insights-carousel-wrap::-webkit-scrollbar-track{background:#f0f0f0;}
.insights-carousel-wrap::-webkit-scrollbar-thumb{background:var(--gold);border-radius:2px;}
.insights-carousel{display:flex;gap:24px;padding:8px 4px 8px;}
.insights-carousel .card{min-width:340px;max-width:340px;flex-shrink:0;}